Umbrella Insurance

If you're looking for umbrella insurance in Arizona, you're not alone. Many people want to have the extra coverage an umbrella policy provides. These types of policies give you coverage beyond what's typically seen on your other policies so that you can have peace of mind and a higher level of protection. At AZ Insurance Group, we can provide you with the umbrella coverage you need, want, and expect.

How Does Umbrella Insurance Work?

When you have insurance policies that are used to protect your home, auto, and more, you have coverage limits set on those policies. You can change the limits to increase your level of protection, but there's always a maximum amount of coverage you can buy. What do you do if that maximum amount isn't enough to protect all the assets you have in the event of a lawsuit or other type of claim? That's where umbrella policies come in. They can protect your vehicles, your Arizona home, and other material items you own by giving you additional insurance coverage if you ever need it.

Who Are Umbrella Policies Best For?

Having an umbrella policy may be best for people who have large amounts of assets. That's because those assets could be at risk in a large insurance claim. In order to adequately protect themselves, anyone with significant asset levels may want to consider having umbrella coverage, so they have less financial risk and don't need to worry about having a claim or suit filed against them. Anyone can purchase umbrella coverage, though, and you don't have to be a high-income earner or have a lot of assets to do so. Your agent can help you decide if this kind of policy is right for you.

Stop into AZ Insurance Group today, or give us a call, and let us help you find the right umbrella policy and other coverage types for your needs, goals, and future plans.